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We’ve Fallen in Love with our Money


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By John Hancock

The outcomes are not good. Here are a few recent examples in my news feed:

  • $600 in shopping vouchers were a powerful inducement to get pregnant women to stop smoking.
  • Some seats in the stadium for the Super Bowl sold for more $20,000.
  • Even for those who didn’t attend football’s biggest game, we gambled an average of $12 (the per-person rate for all us Americans) for a chance to get other people’s money, for fun.
  • In the Hamptons, a 29-year-old man killed his investment banker over a $200/month reduction in his monthly allowance.
  • The World Gross Domestic Product (GDP) now includes sex trafficking and the illegal drug trade, because continuing to leave these out would be a sizable distortion of economic reality.

What’s this about?

Over in Seattle, a 1 percent-er named Nick Hanauer says the basic human need is not to be loved, it’s to be noticed.  He’s a sucker every time, he says. Why does he need a 400-foot boat? “Because there are other people with 300-foot boats.”

Average wages for working people haven’t gone up much since President Reagan. What have we given up to afford the new pleasures of cellphones, internet service, cable TV, Netflix, football jerseys, iPads for our children, televisions in the car, and $4 coffee?

We taxpayers will provide about $4 billion in federal aid to help homeless people this year, but we’ll spend nearly $60 billion on our pets.

How did the costs of auto accidents, cancer care, and oil spills get to be “good news” for the “economy.” How does $1.75 gas “threaten” it? The “economy” is not a thing. It’s an invented story, like Santa Claus, that the media tells us is important.

This doesn’t work for me.  My money didn’t make me happy, even when I had more than I needed. My high-paying work was really stressful. I had accomplishments, but not satisfaction. Money was not the root of all my evils, but it was a powerful distraction from addressing them.

When I’m mindful to my own needs and opportunities, I can better tune out the mind-control of advertising and my fear of lack. Only inside myself can I work out the cost/value questions of interpersonal money and security. Which of my many luxuries and conveniences does my soul-self really need? What would I take to my desert island?  What’s in my storehouse for future satisfaction and sustainability? Have I invested wisely in the resources I actually need?

My culture taught me that “providing for my family” meant a job-centered income stream that provided stability for the people I cared about. It took some hard lessons for me to discover that a successful “head of the family” role must also include time, energy, and emotional investments in my wife, children and relatives. The power of money, in the close confines of my family, is no substitute for the power of love.

Joel Osteen says God wants me to me wealthy. But Jesus says it’s really hard for a rich man to get into heaven. Buddhism suggests that wanting is the source of misery. Confucius says the superior man is distinguished from the inferior by his methods of creating wealth, and his ways of using it for the benefit of the community. Money must be important, because all the prophets and teachers talk about it. When I think of it as a tool, not a goal, I can escape my judgment about it.

My television assures me that at a certain casino “the fun never ends.” But I’ve been there to see what that looks like, and it’s not pretty.

Here are some of my attempts to learn about my money.

  • It’s better to take my grandchildren for a walk in the woods than the mall.
  • My wife’s home-cooked food is almost always better than eating out.  And far healthier. Plus leftovers.
  • Though I love window-shopping at men’s clothing stores, people seem to like me even in the clothes I already own. I think my clients prefer substance to glamour.
  • A $500 lawnmower might make my lawn look a little bit better, but the old one still starts just fine.
  • My ego would feel grand if I gave $1,000 to public radio, but the station still thanks me for $20.
  • When my wife and I coordinate our trips to town, sharing the ride instead of going in two cars, we have a fine time together.

I like the idea “You Can Never Get Enough of What You Don’t Need,” as explained in Mary Ellen Edmunds’ book.

Every survey I’ve ever seen says that poor people give away a far larger percentage of their money than the wealthy.

Money, for us Americans, doesn’t buy health, wisdom, friends, satisfaction, harmony, safety, or generosity.  Let’s stop acting as if it will, eventually, if only we had more of it.

Join SpokaneFAVS for a discussion on “The Morality of Money” at the next Coffee Talk at 10 a.m., Feb. 7, at Indaba Coffee/The Book Parlor. Hancock is a panelist.

John Hancock
John Hancock
John Hancock had a first career as a symphony orchestra musician and was a faculty member at University of Michigan. He has advanced degrees in music performance from Boston University and U.M. Arts management was his way of problem-solving and expanding the public participation. He was orchestra manager of the Toledo Symphony, executive director of the Spokane Symphony and the Pasadena Pops and chief operating officer of the Milwaukee Symphony. Currently he’s an Eagle Scout, a Rotarian, a liberal libertarian of an Iowa small-town self-sufficiency and was a conscientious objector during the Vietnam War. A childhood Methodist, he now instead pursues ideas of commonality among religions and philosophies. Volunteerism in civic, political and social services work draws him to town from his forest home outside Spokane. Since 2006, his Deep Creek Consulting has aided non-profit organizations in grantwriting and strengthbuilding.

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